Credit Manager Job at Yes Bank – in Jammu, Jammu and Kashmir
Appraises /recommends/ approves credit proposals as per the delegation of authority.
Reviews delinquent cases and document learning’s / portfolio reviews for risk management.
Conducts process audits and reports delinquencies and anomalies.
Recommends changes to policy/process based on local nuances / competitor feedback.
Implements system integration plans.
Monitors NPA and keeps a track of it.
Ensures field customer visits for PD and deliveries within agreed TAT.
Managing all CPA’s(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team.
Ensures maintenance of Healthy Portfolio for the bank.
Makes customer visits wherever required to ensure appropriate closure of the deal.
People Management or Self-Management Responsibilities
Manages CPA Team.
Imparts Training and knowledge sharing
Risk and Internal Control Responsibilities
Identifies process and policy gaps and potential risk arising out of it.
Suggests internal control measures and ensure implementation to address such gaps.
Bachelors in Commerce
Chartered Accountant / MBA Finance
Written and spoken English is essential
Company: Yes Bank –
Company Location: Jammu, Jammu and Kashmir