Credit Manager Job at Yes Bank – in Jammu, Jammu and Kashmir

Job Description

Core Responsibilities

Appraises /recommends/ approves credit proposals as per the delegation of authority.

Reviews delinquent cases and document learning’s / portfolio reviews for risk management.

Conducts process audits and reports delinquencies and anomalies.

Recommends changes to policy/process based on local nuances / competitor feedback.

Implements system integration plans.

Monitors NPA and keeps a track of it.

Ensures field customer visits for PD and deliveries within agreed TAT.

Managing all CPA’s(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team.

Ensures maintenance of Healthy Portfolio for the bank.

Makes customer visits wherever required to ensure appropriate closure of the deal.

People Management or Self-Management Responsibilities

Manages CPA Team.

Imparts Training and knowledge sharing

Risk and Internal Control Responsibilities

Identifies process and policy gaps and potential risk arising out of it.

Suggests internal control measures and ensure implementation to address such gaps.

Minimum Qualifications

Bachelors in Commerce

Professional Certifications

Chartered Accountant / MBA Finance

Language Skills

Written and spoken English is essential

About Company

Company: Yes Bank –

Company Location:  Jammu, Jammu and Kashmir

Job Category: Bank Jobs, Banking Jobs, Financial Services

About Yes Bank -